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New Travel Insurance Benefits to Protect Your Trip

By AMA Staff

When the Covid-19 pandemic began, flights and cruises were cancelled, restrictions put future travel plans on indefinite hold, and hardly anyone knew exactly what to expect from one week to the next. 

Among many things, the pandemic required the travel industry to expect the unexpected. That’s why AMA Travel developed a new policy inclusion: Interruption for Any Other Reason coverage. 

AMA Travel’s comprehensive trip-interruption insurance* already covers 32 insured risks—from extreme weather to a break-in at your home—but every traveller’s circumstances are unique, and some challenges simply can’t be foreseen.

But keep in mind: Interruption for Any Other Reason coverage does not apply for a claim related to a Level 3 advisory, when the federal government advises Canadians to avoid non-essential travel to a destination.

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Let’s say you’ve settled into the third day of a long-overdue vacation at a beach resort, when you get a call from home. As the phone rings, your mind cycles through the reasons why someone would be calling: an emergency at work means you’re needed back at the office ASAP; your sister is cat-sitting and your beloved feline is currently in surgery; your aging uncle’s health has taken a turn for the worse. 

Some travel insurance providers wouldn’t see an emergency with your job or pet as a justifiable excuse to cut short a trip. But AMA Travel understands how important these situations can be, and we’re happy to help you make the trip home. 

Interruption for Any Other Reason insurance covers members who have purchased travel insurance from AMA, and whose trip has been interrupted more than 48 hours after arriving at their destination.

“There are countless reasons a trip could be interrupted, and while some are fully covered by insurance, there are many other reasons travellers could need to return home that aren’t covered,” says Nikola Berube, director of sales for AMA Travel.

“This new coverage helps offset some of the costs of your trip—and out-of-pocket expenses associated with returning home—in a way that you’re not normally covered for.”

If you do need to return home earlier than your planned return date, you may be reimbursed for up to 50% of the non-refundable portion of your unused, prepaid travel arrangements (i.e. hotels, tours, etc.) that were booked through AMA Travel, to a maximum of $2,500.

You can also be reimbursed up to $1,000 for a one-way economy airline ticket to return home (via the most cost-effective route and carrier). Additional fees incurred to change the dates of your original return ticket may also be subject to reimbursement.

To learn more about how AMA’s comprehensive travel insurance is now even more comprehensive, call a travel insurance specialist at 1-866-989-6595 and enjoy the peace of mind of knowing that AMA Travel has your back.

*AMA Travel Insurance is underwritten by Orion Travel Insurance Company.  Certain exclusions, limitations and restrictions apply. Subject to certain terms, conditions and limitations.